Sample Health Insurance Rates Ages 45-49

Sample Health Insurance Rates Ages 45-49 Minnesota Metro Area - Non Tobacco

Health Plan Name	Plan Type	My Monthly Premium	Provider Availability	Annual Deductible	Co-Insurance/ Co-pay	Annual Max Out of Pocket	Prescription Drugs
Blue Cross Blue Shield of Minnesota Simply Blue	Indemnity	$169.50 $148.50 $123.50	BCBS Open Access Network	$5000.00 $7500.00 *$10,000.00	100% 100% 100%	$5000 $7500 $10,000	Plan pays 100% of the 1st $1000 than 100% after deductible, includes $200 for physical. 100% Generic Rx $25 copay for formulary $50 copay for non-formulary brand-named drugs. Plan pays 100% of the 1st $750 than 100% after deductible, includes $200 for physical. 100% Generic Rx $35 copay for formulary $70 copay for non-formulary brand-named drugs. *Plan pays 100% of the 1st $500 than 100% after deductible, includes $200 for physical. $15copay generic Rx $50 copay for formulary $80 copay for non-formulary brand-named drugs.
Blue Cross Blue Shield of Minnesota Options Blue		$238.50 $188.00 $173.00 $270.00 $210.50 $183.50	BCBS Open Access Network	$1,450 $2,050 $2,850 $1,450 $2,050 $2,850	80% 80% 80% 100% 100% 100%	$2,900 $4,100 $5,500 $1,450 $2,050 $2,850	80% after deductible 80% after deductible 80% after deductible 100% after deductible 100% after deductible 100% after deductible
Blue Cross Blue Shield of Minnesota Aware Care	Indemnity	$96.00 $138.00 $129.50 $153.50 $185.00 $202.50 $245.50 $309.50 $339.00 $441.50	BCBS Open Access Network	$10,000.00 $5,000.00 $5,000.00 $3,000.00 $2,000.00 $1,500.00 $1,000.00 $750.00 $500.00 $300.00	100% 100% 80% 80% 80% 80% 80% 80% 80% 80%	$10,000 $5,000 $6,000 $3,400 $2,600 $2,200 $1,800 $1,600 $1,400 $940	For deductible of $300 You pay a separate $300 OOP Annual Max. At Gold Net pharmacies $7 copay for formulary drugs, $10 copay for nonformulary drugs.All other deductibles except the 100% coinsurance plans you pay 20% after deductible.