HPA has specialized in developing and administering domestic and international medical products. HPA has targeted a niche in the health insurance industry that fills the unique needs of individuals at inflection points in their careers.

Choose a plan below for further details.

Short Term Medical Insurance
Secure STM - (Standard Security Life Insurance Company of New York) Short Term Medical coverage from 30 days up to 6 or 12 months of coverage. Eligibility up to age 65. Including; $2,000,000 Lifetime Maximum Per Covered person; Freedom to choose any doctor or hospital; Choice of $250, $500, $1,000, and $2,500 deductibles; Select to pay monthly or single payment; Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft; Child only coverage.
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Liberty STM - (Chesapeake Life Insurance Company, a UICI Company) Short Term Medical coverage from 30 to 180 days of coverage. Eligibility up to age 65. Includes money saving discounts for retail cost of prescription drugs, dental services, eye and vision care, chiropractic services, vitamin and nutritional supplements, 24hr nurse help line, Accudiet.com, and national health survey.
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Select STM - (TIG Premier Insurance Company) Short Term Medical coverage from 6 to 12 months of coverage. Eligibility up to age 65. Includes money saving discounts for retail cost of prescription drugs, dental services, eye and vision care, chiropractic services, vitamin and nutritional supplements, 24hr nurse help line, Accudiet.com, and national health survey.
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Limited Benefit Insurance
Med Choice Plus - (American Public Life) Supplemental medical for individuals or payroll deduction. Eligibility up to age 65.
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Comprehensive health insurance products are perfect for:

• People in non-traditional jobs
• Temporary employees less likely to receive health insurance from their employers
• People in career transition
• Self-employed
• Between health insurance plans
• Unemployed or recently laid off
• Looking for a lower-cost alternative to COBRA or more comprehensive health insurance
• A college student or recent graduate who is just starting out

Medical plans offer:

• Comprehensive medical coverage
• No prerequisite to join an HMO or PPO as most major medical coverage dictates
• Freedom of choice of any doctor or hospital
• Flexible payment, deductible and coinsurance options
• Competitive premium rates
• Quick and easy enrollment with simplified underwriting and instant approval
• HPA partners include several "A" and "A++" rated A.M. Best carriers